Even though Germany traditionally is considered the land, where people use cash to pay for things, paying by credit card is also becoming more and more popular here. At this point, almost half of all expenditures for merchandise and services are completed with alternative payment methods such as debit or credit cards. In our iXtenso interview, Konstantin Wolff, CMO of payleven, explains what benefits customers and retailers get through mobile card payment solutions and how he assesses the future of mobile commerce.